Shop Pay

Shop Pay Installments

After you select Shop Pay Installments, you’ll review your purchase and will be presented with one of the following options:

    •    Make your first payment at checkout

    •    Make your first payment 2 weeks after the purchase was made

The 3 remaining payments are charged to your debit or credit card every 2 weeks. You’ll will get an email reminder before each payment is charged.

Credit scores and eligibility

Your credit scores aren't affected by using Shop Pay Installments. However, if you fail to pay your installment, or make a late payment, then their eligibility for making purchases using Shop Pay Installments in the future is affected.

Are there any additional costs?

There are no additional charges, interest rates, or late fees.

Question or problem using Shop Pay Installments?

If you have questions about your loan, making a payment, or managing your account, please use this link to the Installments Help Center. If you have any questions about Shop Pay or the Shop app, please use this link to Paying in installments with Shop Pay

Shop Pay Installments can be used for orders between $50 and $1,000 USD, including discounts, shipping and taxes, in 4 installments.